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September 2026

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Vantage API v1 documentation

  • Published standalone MDX documentation for signed institution API keys.
  • Added Python, TypeScript, and cURL tabs to request examples.
  • Added an end-to-end cNGN test guide.
  • Documented firm quotes, quote acceptance, direct applications, loans, collateral, cNGN settlement on Base, retry behavior, and production readiness.
  • Added the docs.vantagenib.com deployment configuration and dashboard link.

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API v1

  • Added fee terms, net payout, projected interest, maturity repayment, and immediate payoff amounts to firm quote responses.
  • Added origination, NGN payout, early repayment, and liquidation fees to the loan lifecycle. A value of zero disables the related fee.
  • Added 45-second firm rate quotes with external_id reconciliation.
  • Added cNGN borrowing, payout, repayment detection, and collateral release.
  • Added institution-scoped API keys with HMAC request signing and one-use nonces.
  • Added NGN collateral backed by administrator-confirmed bank receipts.