Use the Vantage API to request firm quotes, originate digital-asset-backed loans, track collateral, and reconcile repayment from your server.

Make your first request

Create a scoped key, sign a request, and retrieve a firm quote.

Understand the loan lifecycle

Follow a loan from collateral funding through repayment and release.

Secure your integration

Implement HMAC signing, replay protection, and safe retries.

Browse the API

Review every endpoint available to an institution API key.

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What you can build

  • Embedded credit: offer NGN or cNGN loans backed by a verified company’s deposited collateral.
  • Position monitoring: read collateral balances, borrowing capacity, LTV, loan balances, and settlement details.
  • Fast cNGN execution: request a 45-second firm quote and accept it to create an approved application. Eligible cNGN loans may disburse immediately.
  • Reconciliation: poll applications, loans, deposits, and positions using stable institution-scoped identifiers.
API keys operate as the borrower who created them and can access only that borrower’s institution. KYB, UBO verification, collateral, payout-address, and platform risk controls still apply to API requests.

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Base URL

All examples use JSON over HTTPS. Send money values as decimal strings.